OIP-194: CD Capacity Increase, YRF Redeployment & Cooler Drip Acceleration

Summary:

This OIP formalizes three operational actions alongside OIP-190's stable reserve deployment framework: (1) activation of the OHM drip to stream the OIP-191 backing gain to Cooler holders. Governance selects one of three acceleration tiers (2) an increase in Convertible Deposit (CD) capacity to $10M, (3) redeployment of the YRF with revised backing and reserve asset types.

Context & Rationale:

OIP-191 burned 596K OHM of unmigrated v1 supply, adding ~$0.49/OHM to backing (+4.2%). That gain is permanent, but the Cooler drip schedule has not been updated to reflect it. The current drip rate of $0.10/gOHM/day was calibrated to $11.59/OHM backing and we are now at $12.06. This OIP proposes streaming that gain to Cooler holders while expanding CD capacity and refactoring YRF.